Not known Details About 228 loan
Not known Details About 228 loan
Blog Article
The Board assessments the affect and responsiveness on the bank's Group progress loans and Neighborhood development investments that gain or provide the nationwide location, as provided in § 228.15.
(one) Thing to consider of the greenback volume of your minimal reason financial institution's Neighborhood improvement loans and Group advancement investments that profit or provide the ability-based evaluation spot; and
네이버 블로그는 개인 블로그부터 기업 블로그까지 다양한 정보를 제공합니다. 관심 있는 분야의 블로그를 구독하면 유용한 정보를 얻을 수 있습니다.
블로그 아이디는 한번 정하면 다시 변경이 불가능합니다. 이 아이디로 블로그를 만들까요?
The Board considers the utilization of the financial institution's deposit items responsive to the demands of small- and average-cash flow persons, households, or homes based upon the next information:
Pursuant to 12 U.S.C. 2906, the Board provides conclusions derived beneath this element separately for metropolitan regions where a financial institution maintains one or more domestic department offices and for the nonmetropolitan area of the Condition if a lender maintains a number of domestic branch workplaces in this kind of nonmetropolitan region.
means a bank, excluding a financial institution designated for a minimal reason financial institution pursuant to § 228.26, that had belongings of fewer than $600 million as of December 31 in either in the prior two calendar many years. The Board adjusts and publishes the dollar determine In this particular definition yearly determined by the calendar year-to-yr alter in the common of The buyer Rate Index for City Wage Earners and Clerical Workers, not seasonally modified, for every 12-month period of time ending in November, with rounding to the nearest million.
(ii) Any county in the nonmetropolitan location in which the financial institution did not originate or acquire any shut-conclusion dwelling property finance loan loans, modest enterprise loans, compact farm loans, or car loans if auto loans are a product line to the lender.
(B) In 5 calendar times of your ask for, all the data that the lender is required to maintain beneath this part in the general public file regarding the power-primarily based assessment region wherein the branch is situated.
) of the section, a bank check here may possibly deliver various weights for averaging jointly the overall performance across these loan items and should involve those loan items from the numerator with the Financial institution Volume Metric.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
Other than as if not delivered in this segment, a bank should make certain that its public file consists of the information required by this portion for every from the past 3 calendar a long time, with the most recent calendar calendar year included in its file yearly by April one of the present calendar yr.
(B) Any counties by which the big financial institution didn't originate any shut-finish property mortgage loans or tiny small business loans that are noted loans in the course of that calendar 12 months.
Pursuant to § 228.21, the Community Enhancement Funding Check for Restricted Intent Financial institutions evaluates a limited goal bank's record of assisting to meet the credit history requires of its full community as a result of community growth loans and Neighborhood improvement investments (